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Aims and goals of ARB
The commercial banks started to be established in Russia in 1988.
By the end of 1988 in Russian Federation there were 25 commercial and co-operative banks; by the end of 1989 – 137 banks. The necessity of collective defense of commercial banks’ interests became the reason of appearing of different bank associations. In August 1989 Moscow Bank Union was created. In 1990 Russian Bank Union appeared in Perm. On the initiative of Moscow Bank Union, Russian Bunk Union and Leningrad Bank Association in March 27-28 the Congress of commercial and co-operative banks of Russian Federation was held in Moscow. The Congress took the decision to re-organize Russian Bank Union into the Association of Russian Banks and adopted its Charter. Representatives of 65 commercial and co-operative banks of Russian Federation became members of the Association of Russian Banks.
The Association of Russian Banks is non-government non-commercial organization that unites commercial banks and other credit organizations, as well as organizations the activity of which is connected with functioning of money-and-credit system of Russian Federation.
Main goals of the Association are:
participation in banking business of Russian Federation, in the activities carried out by the government and administration bodies, by the Central Bank of Russian Federation aimed at stabilization of economy, monetary circulation and realization of monetary-credit policy;
presentation and defense of credit organizations’ interests in legislative and executive bodies of authorities, in the Central Bank of Russia, judicial, law-enforcement, taxation and other state bodies;
assistance to credit organizations in consolidation of their resources for solving large-scale programs of national economy;
rending to credit organizations of managerial, information-analytical, methodical, jural and other kinds of help in their work on servicing juridical persons and population in conditions of market economics on the base of analyses of foreign and domestic experience;
support of mutual confidence, prestige of credit organizations, contacts between their leaders and specialists, stability and respectability, business partnership in relationships of credit organizations with each other and with the clients;
contribution to the development of cooperation of Russian credit organizations with foreign banks, their Unions and Associations, International finance organizations.
In order to achieve the above goals the Association:
seeks for adoption of juridical and sub-legislative normative acts facilitating development of monetary-credit system, raising its stability and independence, protecting credit organizations from illegal interference of state bodies into their activities; works out independently or directly takes part in preparation of such acts;
coordinates its activities with the Central Bank of Russia;
works out and sends to the competent governing and administrative bodies as well as to the Central Bank of Russia suggestions on realization of monetary-credit policy, regulation of credit organizations’ activities, stabilization of monetary circulation, financial and credit market, on improvement of tax policy in the sphere of bank activities;
renders to the Association members juridical, organizing, consultative and other kinds of help in concrete situations according to their request and on its own initiative;
analyzes the state and tendencies of development of the economics, banking business, financial and credit markets, informs and gives recommendations on these issues to the Association members;
informs credit organizations about the decisions of governing and administrative bodies, taxation bodies and the Bank of Russia, about decisions made by the court on disputes dealing with the activities of credit organizations;
organizes conferences, symposiums, seminars, exhibitions on actual issues of monetary-credit policy and bank activities, takes part in their realization;
cooperates with domestic and foreign Unions, Associations and other institutions of credit organizations, fantasists and manufactures;
assists to the raise of professional level of chiefs and specialists of credit organizations, to creation of schools, Centers and courses of retraining for bank stuff, organizes probation period for specialists of credit organizations in Russia and abroad;
organizes and carries out information-publishing activities, informs the population about situation in bank system; publishes “Bulletin of Russian Banks Association”, illustrates in it and in mass media the experience of credit organizations’ activities, their role in economical life of Russia.
Arbitration tribunal of ARB considers ownership claims aroused between banks and other participants of civil turnover.
In the Association also functions the Security Service “Amulet” that carries out various activities on secure functioning of bank institutions.
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Aims And Goals